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[QUOTE]Originally posted by Exiiled: [QB] I'll share about marriage finances. First a little background which I think is necessary because I think employment/income as well as age plays a big role in the way people handle their finances. I'm in my early 30s and my wife is younger. We both don't work, but we are fine financially. An allowance for both of us is very important. We both learned that it is fair when our own money is used for things that we like individually. Straight up I am a spender and if there is anyone who would infringe on our overall budget it would be me. I can easily spend $200-$300 per weekend night, although $100-$150 is average. A jug of beer and a plate of fresh oysters for example is $25, and I can easily have 2 such orders. Then there's taxi one way to down town @ $7 but coming home after midnight it is double. Then there's taxis when going from place to place downtown, they almost never use the meter and each small trip is like $5-$8. Add in more beer and a fresh seafood late night dinner and you can see how easily money goes. This doesn't even include buying something here and there. So for tonight as in Friday night which is only a few hours away, my allowance is all used up because I unwisely spent my allowance the first three weeks of the month. I think I have like $50 - $75 left. So this is where I can be bad and infringe on the budget. I can ask my wife for money from our cash at home, or I can use the ATM and withdraw money. Either way I would be infringing and I don't think I could do that because just yesterday my wife commended me for not spending money for an entire day. My point is very simple. The “home” should have a budget including savings if that is where you are in your lives. But money/allowance should be allocated to both husband and wife. The allowance money could be used for whatever the person chooses. If the OP wants to buy herself some nice clothes then so be it. I guess it's more complicated with children but the OP should not have to use her money to get them things they need. The kids too should have an allowance to get them things the OP wants because it would be unfair to use the OP money for those things. So for the evening I have no idea what I'm going to do but most likely I will chill at home. Maybe go out and bowl a game or two. Maybe ask for an advance from next month's allowance. HA! HA! :D That would be the stupidest thing because same time next month I'll be in the same situation as I am now. Anyway that's how we do things. We allocate money for our home budget, traveling, holidays(eid) and even for when we go out together to dinner or whatever and we deduct that from the home budget. But when it comes to my spending or my wife buying a new dress/shoes or whatever, all those expenses are paid from our own allowances. I don't know how people might perceive such a budget, but ever since we started it and done away with indiscriminate spending our budget stabilized. I think it is vital for the each partner to have that spending money in their pockets. I mean we're humans, and when an allowance is in to play it eliminates many problems, such as the one discussed in this thread. Time for my broke ass to check out the TV guide. :D :D [/QB][/QUOTE]
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